Low interest personal loans for financially responsible people

Up to 4X of your monthly salary and Interest as low as 12% p.a.

We offers fair, low-interest personal loans for everything from weddings to home improvements. We look at data other lenders don’t, which helps us better understand our clients and offer them lower rates – and we never charge fees.

Type of loans for you!

Monthly Loan
  • Borrow up to 4x of your salary
  • Fixed and low interest rates
  • 1 payment per month
  • Choose interest payment only
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3 Months Installment
  • Borrow up to 4x of your salary
  • Fixed monthly repayment
  • Payment over 3 months
  • Reduced interest rate
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Business Loan
  • Attractive interest rates
  • Fixed monthly repayment
  • Flexible and custom tailored
  • Short & long term repayment
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Get Loan fast @ Easy

Hi, we’re Synergy Credit, your friendly and trusted Licensed Moneylender. Whether you want funds to renovate your dream home or a fast injection of cash to help you pay off an unexpected expense, let us take care of that.

Up to 365 days/year

Call us anytime! We really mean that. We are always here, up to 365 days/year.

Cash in 30 minutes

You're only twenty minutes away from your cash help. We package and offer loan to ensure that you're 100% happy.

100% transparent

All our loan is subject to the Moneylenders Act and its Rules. Feel free to ask our friendly advisor for advice.

Plan your loan

We structure the best loan for our client, which means you can tell us your future cashflow and commitment, we will structure the loan according to it. It's up to you!

Repayment flexibility for your loan

Paying off your loan is easy with us
Omni food app on iPhone

Choose your preferred monthly payment

Increase your payment amount anytime

Make extra or early payments without fees

No fees, hidden or otherwise

About Us

There are many reasons why you should use our services, but the main one comes from the fact that we are legal moneylenders and we offer you a wide range of loans, such as payday loans and business loans, all of that with a low interest and flexible rate as well.

Regardless of the Singapore moneylenders you want to work for, you want a trustworthy partner that cares about you and our business is perfect for that. We always do everything all so that you can obtain the best results and solutions, all while allowing you to save money, not to mention that you will obtain the loan immediately!

As the #1 licensed moneylender in Singapore we always do whatever it takes in order for you to get the best loan and the best rate, no matter if you want personal loan in Singapore or a business loan. We are, in fact, delivering the ultimate way for a client to obtain a personal loan in Singapore and we deliver safety, precision, attention to detail and a very high quality in a powerful package.

With us, you can obtain then lowest interest rate loan as well as professional services and a flexible repayment if you want to. All of these are designed in order to deliver an extraordinary value and in the end, they can help you generate a great ROI. Not only that, but we also value your privacy and because of that we always try to deliver the best possible experiences on the market!

We're happy to hear from you