Is it worth taking out a payday loan?

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Payday loans are becoming an increasingly popular choice for Singaporeans to cover unforeseen costs and tide them till payday. Synergy Credit offers a simple, fuss-free payday loan in Singapore, and allows you to receive your money on the spot should you meet the criteria and have the necessary documents ready. Thinking to apply a payday […]

Grab loans explained: How to get a loan for the gig economy

Green Grab delivery bag and black helmet on a parked motorcycle in Singapore

Grab loans, having only surfaced in the market late last year, may be one of the options you consider when you are looking to take on a loan. The Grab platform, which started out providing ride-hailing services, has now evolved to undertake banking services since it obtained its first digital bank license in December 2020.  […]

How to enhance your savings instead of leaving them in a bank

Man in white shirt holds jar full of golden coins in his palm in Singapore

Have you ever considered how a loan from a licensed money lender in Singapore can actually help you make money? If you have been relying on just your savings, it is time to rectify that mistake. The term ‘savings account’ itself is somewhat of a misnomer. While you are saving your money and stashing it […]

The Connection between Money and Health

Four coin stacks of increasing height with increasingly taller plants growing from their tops

Financial stability and health are two essential things in life that correlate more often than not. It has been proven that having enough disposable income positively impacts your overall health and physical wellness. Stressing over your finances can lead to mental or physical health problems alike, such as chronic stress and depression, especially when it […]

How Much Do I Need to Retire in Singapore?

A retired couple with grey hair on a sofa look at a tablet in Singapore

Saving for an imminent future can be daunting especially when you do not know what is to come. At some point, everyone will have to retire from their jobs, and having a sum of money set aside is crucial. Especially in an expensive country like Singapore, planning ahead to ensure that your retirement years are […]

Should you co-sign Personal Loans?

Close-up of three pairs of hands over two agreement contracts on an office table in Singapore

Personal loans are a convenient way to bridge financial gaps both in the short term and the long term. Many licensed money lenders approve personal loans in Singapore to applicants with low credit scores if they have a co-signer with a higher rating. If you have been asked to co-sign a loan, consider these points […]

Why a Clementi Licensed Money Lender chose this location

Bird's eye view of residential area of Clementi, Singapore with multistorey apartments, walkways and gardens

Clementi is one of Singapore’s oldest neighbourhoods but continues to see rapid development even today. With an eclectic mix of natural and urban attractions, it is one of the few places in Singapore with something for everyone. That is why Synergy Credit, a Clementi licensed money lender moved here in February 2021. Clementi at a […]

How to apply for a loan from a licensed money lender in Singapore

Licensed moneylender in black suit and white shirt extends hand to loan applicant in Singapore

Having to apply for a loan can be daunting, especially if it’s your first time borrowing from a licensed money lender in Singapore. But with the right mindset and financial knowledge, you’ll be able to take up personal loans at ease. Check out the step by step guide below on how to apply for a […]

All you need to know about fees when you apply for personal loans online

Man applying for a personal loan online using his laptop in Singapore

Personal Loan Fees – What’s Legal? The decision to apply for a personal loan is not an easy one for most people. Whether you are applying for your first loan or your tenth, it pays to be informed about the relevant fees and charges.  Legal Fees and their Limits We have summarised all the guidelines […]

5 Qualities of reliable money lenders in Singapore

2 men and 2 women in discussion inside an office in Singapore

Finding the right licensed money lender in Singapore can seem like a hassle, especially when you are unsure if what’s advertised is credible or whether or not you are looking at a legitimate website online. Trust is a key element to have when it comes to borrowing funds, so you first need to do some […]