How Much Do I Need to Retire in Singapore?

A retired couple with grey hair on a sofa look at a tablet in Singapore

Saving for an imminent future can be daunting especially when you do not know what is to come. At some point, everyone will have to retire from their jobs, and having a sum of money set aside is crucial. Especially in an expensive country like Singapore, planning ahead to ensure that your retirement years are […]

Should you co-sign Personal Loans?

Close-up of three pairs of hands over two agreement contracts on an office table in Singapore

Personal loans are a convenient way to bridge financial gaps both in the short term and the long term. Many licensed money lenders approve personal loans in Singapore to applicants with low credit scores if they have a co-signer with a higher rating. If you have been asked to co-sign a loan, consider these points […]

Why a Clementi Licensed Money Lender chose this location

Bird's eye view of residential area of Clementi, Singapore with multistorey apartments, walkways and gardens

Clementi is one of Singapore’s oldest neighbourhoods but continues to see rapid development even today. With an eclectic mix of natural and urban attractions, it is one of the few places in Singapore with something for everyone. That is why Synergy Credit, a Clementi licensed money lender moved here in February 2021. Clementi at a […]

How to apply for a loan from a licensed money lender in Singapore

Licensed moneylender in black suit and white shirt extends hand to loan applicant in Singapore

Having to apply for a loan can be daunting, especially if it’s your first time borrowing from a licensed money lender in Singapore. But with the right mindset and financial knowledge, you’ll be able to take up personal loans at ease. Check out the step by step guide below on how to apply for a […]

All you need to know about fees when you apply for personal loans online

Man applying for a personal loan online using his laptop in Singapore

Personal Loan Fees – What’s Legal? The decision to apply for a personal loan is not an easy one for most people. Whether you are applying for your first loan or your tenth, it pays to be informed about the relevant fees and charges.  Legal Fees and their Limits We have summarised all the guidelines […]

5 Qualities of reliable money lenders in Singapore

2 men and 2 women in discussion inside an office in Singapore

Finding the right licensed money lender in Singapore can seem like a hassle, especially when you are unsure if what’s advertised is credible or whether or not you are looking at a legitimate website online. Trust is a key element to have when it comes to borrowing funds, so you first need to do some […]

Is it simple to get a loan from a money lender?

Standing woman showing a laptop screen to a seated couple in an office in Singapore

Loan requirements vary from one person to another, as well as from one country to another. However, most people usually borrow money for two main reasons: to pay for bills and to fund a personal project. If you need money urgently and have no time to wait for your bank account to be credited, getting […]

Can a normal income earner get a personal loan?

A normal income couple discuss their budget before applying for a loan in Singapore

It is an unfortunate reality that the most vulnerable people in society get the fewest opportunities. Whether you want a personal loan with a normal income, are disabled, or lack formal education, it seems that few doors will open to you. Fortunately, some licensed money lenders in Singapore are working to change the status quo. […]

How much money do I need for my start-up business?

Young female start-up business owner on the phone using stylus tablet with packages on table in Singapore

Starting a business is not easy. You will need a lot of money to cover startup costs in Singapore, and it takes time to find funding or working capital loan for your business. It is estimated that the average start-up requires $600,000. If you don’t have enough money to start your own business, there are […]

What are the different loans available for my small business?

Young female small business owner smiling holding a package and phone behind laptop in Singapore

If you are reading this article, you must be a small business owner in Singapore who is looking for funding to expand your business or start a new one. This means you must have done a feasibility study that your business can be profitable and earn a good return on investments (ROI). Most of the […]