Begin A Beautiful Marriage with Our Wedding Loan in Singapore
Flexible repayment plans
100% transparency in fees
Established since 2009
Speedy application process
Plan a beautiful union with ease with the help of a wedding loan in Singapore.
What is a Wedding Loan in Singapore?
A wedding loan in Singapore (also known as a marriage loan) is an unsecured personal loan for any wedding-related expense. Loans for weddings are designed to relieve the financial stress while you plan the marriage of a lifetime.
Marriage loans in Singapore from private money lenders are affordable, flexible, and don’t require collateral. With a loan for the wedding, it affords you the freedom to plan without putting so much thought and stress into your finances. Now, you can put your heart and soul into planning your dream day.
Loan for Weddings: Let Us Fund Your Beautiful Union
Loan up to 6 times your monthly income
Cover a wide range of wedding expenses
All credit scores are welcome
Affordable rates starting from 2.27%
Uses of a Wedding Loan in Singapore
Dowry and wedding bands
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When you’re searching for the engagement ring of your dreams
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When you’re looking for a pair of wedding bands that truly symbolise your blissful union
Venue and catering
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When you need a large venue that accommodates all your guests
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When you’re looking to provide your guests with a fantastic spread
Attire and accessories
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When you want to rent, purchase, or customise your gown
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When you need to get a set of bridesmaid dresses
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When you need a dashing suit and tie to match your bride
Entertainment for guests
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When you need a DJ or live instrumental music to brighten up the atmosphere
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When you want to introduce interactive activities for a personalised touch
Decor and flowers
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When you’re looking for customised decor to go with your theme
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When you’re looking for a special bouquet that’s unique only to you
From easing your finances to smoothing out the wedding planning phase — a marriage loan in Singapore is handy in many ways.
Our Effortless 3-Step Process
Fast Application Online
Fill out the necessary details in the loan application.
Wait for the Application Update
Our experienced loan consultant will get in touch to set up a face-to-face interview to better understand your financial needs, run through your contract, loan package, and repayment plan.
Disburse Your Cash
As soon as you’re done with contract signing, you can get your funds through PayNow or in cash instantly.
Commonly Asked Questions — Wedding Loans in Singapore
How much does a wedding in Singapore cost on average?
Wedding banquet: S$30,000 to S$50,000
From venue rental, choice of menu to the number of guests — these are essentially the main factors behind the overall costs of a wedding banquet. Hosting your big day at a hotel is usually more costly, so some may lean towards budget-friendly options like restaurants, event spaces, or even cafes.
Wedding bands: S$2,000 to S$6,000
While it ultimately depends on the bride’s and groom’s preferences and budget, rings encrusted with diamonds are typically priced on the higher end of the spectrum.
Solemnisation ceremony: S$1,000 to S$3,300
These days, some combine the solemnisation ceremony and wedding into one day, which can save you quite a bit of cash. But if you’re looking to do it separately, you’ll need to consider venue and equipment rental, a professional solemniser, and decor.
Bride and groom packages: S$3,000 to $6,000
Donning the perfect dress and suit or traditional wear is what makes the blissful couple truly shine. Such packages may or may not come with makeup and grooming services, but accessories like a tiara, bowtie, and such are almost always included.
Photography and videography services: S$2,500 to $7,500
The costs generally involve the shoot and editing process, but may also include other factors like albums, extra hours, transportation fees, and so on. Expect to shell out more money if same-day edits are necessary in your books!
Wedding bouquet and floral decorations: S$2,000 to S$5,000
Flowers are the essential decor for any wedding — from their beauty to their symbolism — they tell a story and add to the visual appeal. Different types of decor include aisle decorations, wedding arches, and the reception table.
Entertainment and music: S$1,300 to S$6,000
Entertainment is one way to spice things up for you and your guests. Ranging from photobooths, a dedicated emcee, personalised games, to a live band — there are many ways to impress the crowd.
How much can I borrow on a wedding loan from Synergy Credit?
Up to six times your monthly income.
How can a marriage loan in Singapore help me?
The purpose of a marriage loan in Singapore is to help finance a couple’s brand-new journey without having to dig too deeply into their savings. Besides the sizable loan sum, loan tenure and repayment terms are also flexible, allowing you to make the most of the wedding loan for the big day.
Essentially, here are some of the reasons to get a marriage loan in Singapore:
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Receive a lump sum instantly
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Pay for any wedding-related expenses
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Repay your loan with flexible terms
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Relieve the financial burden and focus on planning
Does Synergy Credit offer instant approvals for wedding loans in Singapore?
Yes! It’s a simple 3-step application process, and you can expect to receive your funds (in cash/ PayNow) in as little as 30 minutes.
What are the documents required to get a marriage loan in Singapore?
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Can I apply for a wedding loan in Singapore even though my credit score is low?
Definitely! We don’t discriminate against you for your credit rating, and we are more than happy to welcome borrowers with less-than-ideal credit scores. Simply chat with our highly trusted loan consultant — we’ll provide sound financial advice and discuss your repayment plan.
Can I apply for a marriage loan jointly with my soon-to-be spouse?
Yes, getting a loan for the wedding with your partner is possible. Both your income and credit history will be assessed, which may help increase the loan sum and boost the chances of loan approval. If you’re choosing this route, be sure to discuss how you and/or your partner will be sharing the responsibility of loan repayment before loan contract signing.
Can I obtain other loans after getting a wedding loan in Singapore?
Of course! You are welcome to apply for different loans even if you have an existing loan with a money lender. However, it is still crucial to be mindful when managing your finances; avoid taking up too many loans if you cannot repay them.
